Essential Things to Do Before You Quit Your Job
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For whatever reason, a 9-5 job may no longer sound like something you want. It could be several things, from disliking the work itself to feeling like you have no time with the people you care about.
But whatever it is, you may find yourself thinking, “I don’t want to work.”
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I’m all for financial freedom and designing the life you want to live but before you run off and turn in your notice, there are some things to consider and questions to ask yourself. F
Essential Things to Do Before You Quit Your Job
Have you decided that the working world is not for you? There are plenty of ways to make this a reality.
You just need to make a plan first. Here’s how to transition to not having a job.
1. Make an exit plan
Before you quit your job, you need to make an exit plan. This means knowing what you’ll do next.
Having ideas is great, but you need a solid solution for what you’ll do with your days, especially if you still need to make an income or if your family’s health insurance is tied to your job.
You could start freelancing on the side before quitting your job. As your client list grows and you’re earning more money from this second job, you can then quit your old job to focus on the side job.
2. Find ways to make passive income
Unless you were very close to retirement already when you quit, you will likely still need a way to make some money. Here are some ideas for passive income:
- Develop an online product that produces residual income. This can be an ebook, a digital printable store, or anything else that doesn’t require effort to maintain but does make you money. That way, you can still make an income each month.
- Advertise on your car.
- Look into passive investment opportunities such as REITs, individual properties, dividend stocks, etc.
With any investment, do your due diligence. Speak to credentialed professionals and make sure you fully understand what you’re investing in before doing so since there’s always the chance of losing money on a deal.
3. Be creative.
There are many ways to make passive income without working 9-5. It’s best to set up several sources of passive income, and from there, you can start to grow them to make more money.
Find a way to make money that you enjoy and one that won’t take up all your new free time.
Here are some ideas to help you with this part!
4. Save money
Before leaving your job, you will likely want to save up some cash. Decide on an amount that will allow you to cover emergency expenses and some extra to help out as you get your passive income streams going. Then only give notice at work when you’ve reached your savings goal.
5. Cut expenses
If you are no longer going to have an income, cutting back on spending is essential. Try to get rid of things in your budget that you don’t need.
Things like cable, subscriptions, and traveling a lot are all expenses that can be cut. This will also help you save.
6. Pay off debt
Before quitting a job, minimize your risk by paying off debt. You will feel better, and it also lowers your monthly payments, saving you from spending extra money later.
Paying off debt is one of the most important things.
7. Pick a date to quit.
After you’ve done all the steps above, that’s the time to pick your quitting date. Be sure to give proper notice at work and then work until you get to leave the corporate world behind for good.
Make sure to leave on good terms as much as possible if you think you’ll need their reference or contact in the future.
8. Work your plan
After you’ve made your plan, paid off debt, reduced expenses, and opted for passive income sources, the only thing left is to follow through. Quit your job and begin enjoying your new life!
How Should You Spend Your Time After Your Quit yOur Job?
So you no longer work a 40-hour workweek. What do you do now that working in an office is not part of your life? Here are some suggestions.
Spend more time with your family.
You should spend more time with the people who matter most to you. Since this is likely one of the reasons you stopped working in the first place, take advantage of all the extra time you have.
Enjoy your family and spend lots of time hanging out with them and being part of their lives.
Volunteer for causes you believe in.
Now you have some extra time to devote to volunteering. You can learn more about causes you believe in and donate your time to helping out.
There are many volunteering options around, and this is a great way to feel fulfilled and help others at the same time.
Focus on minimalism
Since you’ve decided on this lifestyle, becoming a minimalist will probably help. Not just with finances, but living simply is a great way to be content with your life.
Begin to read books on minimalism and organize your home based on what you need. You can even sell some things around your house for extra cash.
Work on personal growth
You can now focus on yourself and growing personally. There are quite a few ways to do this, and it’s vital to prioritize this when no longer working.
- Healthy habits
Start right away by implementing healthy habits into your life. You can get up at the same time every day, keep a morning and evening routine, and be sure to eat healthily and exercise regularly. This will help you feel your best.
- Mental health
Your mental health matters a lot, and it might be easy to get anxious or bored when not working. So make mental health a priority by journaling, talking to good friends, and taking the time to notice how you feel.
- Learning about things that interest you.
There are many things to learn now that you have the time to do so. Read books, watch documentaries, learn a new language, and discover new hobbies. These things will help your days pass quickly, and life will feel richer.
Start a blog.
A blog is a fantastic way to spend your time after you quit your job. You can connect with readers and build an audience.
This can be fun, and you may be able to monetize at a later date when your blog has grown enough. Which is another source of income.
That’s what I do here on Money Tamer. It originally started as a way to share my family’s debt-free journey and now is a source of financial education.
If you’d like to learn how to start your own money-making blog, go here. You can focus your blog on any topic that interests you.
Write a book.
Now that you have the time, is there a subject you know a lot about or has always fascinated you? Pass some of your time by writing a book on an issue you care about.
You can inform others about the topic while also engaging in a hobby that you enjoy. Nowadays, self-publishing a book is extremely easy and there’s no limit to how many books you can write. If you prefer to stay anonymous, you can even use a pen name.
Do home improvements.
When you no longer have to go to work every day, you can begin to improve your home. This will likely increase your property’s value and allow you to do something active that is also fun.
If you are interested in home projects, now is a great time to do some DIY renovations or redecorate.
Find ways to make passive income.
There are many ways to make money that require some time and work, and then later will continue to provide money without needing much effort. You can also find part-time ways to make money, such as selling ideas, that are interesting to you but won’t take up all your new freedom and time.
make the changes in your life, To Free Yourself
There are lots of ways to live that go beyond the typical. Not having a job is a great way to make the most of your time, and it can be very fulfilling.
When you set up some passive income sources and plan properly, you can likely quit your job and pursue other things you are passionate about instead. Work can be many different things, and there are lots of ways to lead a life that you enjoy.
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