Hand placing cash into a deposit envelop in preparation for showing How To Make a Direct Deposit to Someone Else's Bank Account

How To Make a Direct Deposit to Someone Else’s Bank Account

There are a few reasons why you might need to deposit money into someone else’s bank account. Maybe it’s as a gift for a birthday or graduation. Or perhaps the money is to help out a family member.

Whatever the reason, it’s good to know how to make a direct deposit into someone else’s bank account. Here are some things you should know.

How Can You Deposit Money Into Someone Else’s Bank Account?

What do you need to do in order to get money to someone else through a deposit in their bank account? There’s actually a variety of ways to do this.

These include transfers, cash deposits, and other methods. In order to do so, you’ll need the person’s name, account number, and routing number.

As an affiliate partner of various brands and sponsored content, HerPaperRoute may earn commission on qualifying purchases. Disclaimer | Advertise With Us

Most of this information can be found on a check. Here’s a guide walking you through where to find the information.

May I make a cash deposit into someone else’s bank account?

This isn’t always possible, but sometimes it’s an option. You can try putting a cash deposit into someone’s account by going in person to the bank.

You’ll need the full name of the recipient and their account number. Fill out a deposit slip and give it to the teller with the money.

Can you make a direct deposit into someone else’s account?

Yes, this is a simple process using an ACH (Automated Clearing House) deposit. You’ll need to have the account and routing number of the recipient, and some other information.

You can then add money to someone else’s account. But this is probably best for family or people you know well, as you’ll need sensitive information like routing and account numbers.

Can I make a deposit to someone else’s bank account online?

Yes, you can. A bank transfer allows you to deposit money from your account to someone else’s easily.

You can do this process online or in person at your bank. This is also called a wire transfer.

There might be a delay in the funds being available. Typically it takes 24 hours, but there may be times when it takes longer than this depending on circumstances.

How Do I Electronically Deposit Money Into Someone’s Bank Account?

If you want to make a deposit to someone’s bank account, there are quite a few ways to do it. Some of them are more direct, and others involve apps or a third party to get the money to the right person.

But all of them should work well when you need to get cash into someone’s account.

Bank Transfer

A bank transfer, or wire transfer, allows you to easily take money from your account and add it to someone else’s. You’ll need some information, including the account and routing number of the person you’re sending the cash to.


PayPal links to people’s bank accounts, so it’s very easy to send a direct deposit to them, as long as they also have a PayPal account. This is a preferred method for many people who want to send money to someone electronically and quickly.

First, you and the recipient will both need PayPal accounts. Then you can easily click “send” from the home screen and then find the information for the person you want to send the money to.

You’ll need their email. Then the payment is sent over and will be available to them quite quickly. They can decide to keep the money in PayPal or transfer it to their bank instantly or in a few days.

Google Pay

The Google Pay app is user-friendly and straightforward. You need to open your app and find the contact info of the person you want to send money to.

Then click “pay” and transfer the money. You can link Google Pay to various cards but also to your bank account if you prefer.

Cash App

This app uses phone numbers and email addresses to find the people you want to send money to. You can easily get money to anyone you need to if they have the app.

You can link it to your account, and it’s fast and simple to use.


Venmo is a good app for sending money to friends or anyone in an informal way. You connect your bank account to your Venmo app and then connect contacts and friends to pay people.

A lot of users like Venmo for simple payments like paying someone back for a dinner bill or movie tickets. It’s great for simplicity and easy deposits.

Not to mention, you don’t have to carry around cash with you. You can easily split bills and give your friends money when needed, so it makes everything simpler.

You can pay people from your phone even without your wallet!

Can I give someone my bank account number to deposit money?

Yes, you can. You’ll need to give the person who’s sending you money your account number.

Then they can go to your bank and provide the necessary information to deposit money. Obviously, giving out your account number poses a risk, so it’s crucial that you only do this if you know and trust the person who is depositing the money.

If you’re unsure, there are other ways, like bank transfers, for them to get you the money they owe you.

Should You Rely on Direct Deposits?

If you find that you need to make direct deposits quite often, that’s okay. But know that some people prefer to use apps or other methods like checks to receive money.

Be sure to know about the various ways to send money, so you always have multiple options. You shouldn’t rely only on direct deposits.

Other Ways to Give Someone Money

If you owe someone money, there are many ways to do it other than a direct deposit. If you’d rather use a more old-school method, check out these suggestions.

Checks and eChecks

Paper checks are easy to use and have been around for a long time. Many people still use them as a reasonably secure method for getting cash to others.

It’s pretty easy to keep track of paper checks, and you don’t need to have any information like account numbers to give someone money.

Electronic checks (eChecks) are similar, but they’re handled digitally. They’re also faster than paper checks.

You can use this method if someone prefers to receive money by check, but you don’t want to mail a check for safety reasons.


There’s nothing wrong with heading to the ATM and picking up cash when you need to give someone money. That way, they can deposit it into their account, spend it, or do whatever they’d like without all the extra steps you’d need to take for a deposit.

A couple of things to remember are to be careful when withdrawing large amounts of cash.

Do so only right before you plan on giving it to the recipient. And be sure to keep track of it at all times, so it doesn’t get lost or stolen.

Gift cards

Another option when you need to give someone money is to give a gift card. This is an easy and safe way to make sure that you pay them what’s owed.

However, gift cards can’t be used for every purchase, so they may not be the most convenient. There are gift card exchange kiosks that let you trade in your gift cards.

For this reason, only use a gift card to pay someone if they know that’s what you plan to do and they are comfortable with the idea. Otherwise, choose an alternative form of payment.

Related: How to Turn Visa Gift Cards into Cash

Remember to budget

Depositing money into others’ bank accounts and sending money to people is something that requires organization, especially if you’re doing this often or are making several deposits around the same time.

First, be sure you have the funds to pay for all this when you total up all the deposits. Next, be sure to make a budget that includes all deposits and payments.

Know what date you deposited money or sent money to someone, and be sure that it arrives safely and the money leaves your account.

Last, you need to budget for your own bills and expenses. It’s essential to know how to deposit money, but it’s also vital to know what to do with your income, how to stay organized about what you owe and what is owed to you, and just keep your money well managed in general. 

There are various ways to direct deposit money into someone else’s account.

There’s not just one way to deposit money. There are a lot of different options when putting money into someone else’s account. You can choose from bank transfers, apps, PayPal, and other easy processes.

The important thing is to get the money owed to the right person in a prompt and straightforward manner. That way, there’s not any confusion, and no one has to wait a long time for you to pay them.

Be sure to stay organized with your budget and use different methods for making a direct deposit to someone else’s bank account, using whatever will work best in each situation. 

Know that making direct deposits is actually very easy. Once you’ve learned the basics, you’ll have no issues sending and receiving money quickly. 

Related Articles:

entrepreneur planner profit business planner notion

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *